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At 16, Steve enrolled himself in Wharton School the University of Pennsylvania to study business. After two years of complaining that he knew more than his professors, he moved on to the University of Nebraska in Lincoln and finished his degree. He graduated from the University of Nebraska at 19 with a Bachelor of Science degree in business administration.

Steve wanted to keep his education going, so he applied to Harvard but was rejected. He then researched Columbia University, where he was delighted to find out Benjamin Graham, who would become his mentor, worked. Steve earned a Master of Science in economics from Columbia in 2004.